When it comes to having the opportunity to buy a 3 BHK bungalow in Kolkata or any other kind of house a lot of people think they know what is involved but it never hurts to educate yourself so you know the main steps.
1) Work out what type of home you want to buy
Before you start looking at properties you need to know what type of home you want. If it is a bungalow you want, how large do you need it to be? Do you want a 3 or 4 BHK bungalow in Kolkata? How many people are moving in with you, do you need an office space, a large kitchen, more than one bathroom, a nice garden? Also, think about what you need close by to the location you want to live in. Parks, restaurants, public transport, schools and so on.
2) Make sure you can get a mortgage if you do not have the cash
Most people do not have the money in their account to buy a house outright, they need to get a mortgage or loan. Make sure you can apply for one and that you will get approval. Make sure you understand all the terms and that you can afford the payments, fees and such. Most will expect a certain amount in down payment.
3) Start looking for a property
When you know you can get a loan and you have an idea of your budget and what you are looking for you can start the search. It could really help here to have a local real estate agent help, they know the different areas that would meet your needs and have excess to a network you do not. You can also look yourself, online and so on.
4) Put in an offer on a property that meets your needs
When you find a 3 bhk bungalow in Kolkata that meets your needs and comfortably falls within your budget then you can talk to the agent about negotiations and making an offer. They can send an offer in writing on your behalf with your offer and conditions. They will then either accept those conditions and offer or make a counter one. Either you can continue negotiating or you can withdraw your interest. Having an agent at this stage is highly beneficial.
5) Make sure you have the property inspected
Before you sign anything you should always include in this process a professional inspection of the property. They can make sure everything is as promised and you have no nasty surprises should you buy the home but then discover you need to pay for the plumbing to be re-done or there are roof repairs needed on the 4 bhk bungalow in Kolkata and so on.
6) Negotiate with the seller and come to an agreement
When the inspection is in and all the conditions have been met and the price is agreed upon you can sign a contract and buy your new bungalow home!